People who are injured by negligent motorists, defective consumer products, or hazardous property conditions may be able to bring a personal injury claim and recover damages. The injured person, or the family of a deceased person, may be able to recover reimbursement for property damage, medical bills, and lost income caused by the incident. Financial compensation for lost qualify of life, pain, and other non-financial consequences resulting from the injury may also be recoverable.
However, many people hesitate to seek compensation through an injury claim or lawsuit because they do not understand the personal injury process or how it works. Myths and misunderstandings about personal injury law also contribute to the confusion.
Myth: The Defendant Will Have to Pay Out of Pocket
Many people assume that personal injury damages will come out of the defendant’s pocket. This makes them hesitant to bring a claim if the at-fault party was a friend, family member, or neighbor. While it is possible that a defendant will have to pay out of pocket, the vast majority of personal injury damages are paid by the at-fault party’s insurer. Usually, an auto insurance company or homeowner’s company is responsible for paying personal injury claim payouts.
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