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IL accident lawyerIf you have ever traveled on the interstate, you have likely seen a car stalled on the side of the highway and been thankful that it was not you. However, anyone could find themself in a similar situation, whether due to unexpected engine troubles, a blown tire, or some other cause.

Stalling on the highway is not just an inconvenience, it can also put you at risk of serious injury from passing drivers. Just last weekend, two people were injured in a collision on I-94 in Lake County after a woman’s vehicle broke down. You may be able to avoid similar injuries by understanding the safety precautions you should take if your own vehicle stalls.

What Should I Do If My Vehicle Breaks Down on the Interstate?

It is easy to be caught unaware if your car breaks down on the road. However, it is important to try to stay calm and consider taking the following actions to protect yourself and your passengers:

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IL injury lawyerGetting injured on someone else’s property can be a complicated situation. If it happens at a place of business, you may have no qualms about taking action to hold the property owner responsible for your damages. However, if it happens while you are visiting the home of a friend or family member, you may be more conflicted. Fortunately, there are ways of obtaining the compensation you need without causing financial hardship to someone you care about.

Common Causes of Injuries in the Home

There are a number of situations in which you may be injured at another person’s home. Some of these situations may be caused by a homeowner’s negligence, while for others, the fault is less clear. Common examples include:

  • Slip and fall accidents - Slip and fall injuries can happen on wet or cluttered floors, icy walkways, stairs, and in showers, and a variety of other areas in and around a home.
  • Dog bites - Unfamiliar visitors in a home can cause a dog to feel threatened, and even a dog with no history of violence can lash out and injure a guest.
  • Swimming pool accidents - In the summer months, swimming pool injuries are common due to falls, chemical contamination, unsafe use of slides and diving boards, and accidental drowning. Young children are especially at risk.
  • Collapsing decks or railings - When the structure of an elevated deck or balcony is compromised, or when the railing on a stairway or upper floor is unstable, serious fall and crush injuries can occur.

Sources of Compensation in Homeowner Liability Cases

Often, when an injury happens in someone’s home, the homeowner’s insurance policy will cover some or all of the damages. There are two types of coverage that may apply. One is medical payments coverage, which can take effect no matter who is at fault for the injuries, but usually has a relatively low policy limit. The other is liability coverage, which tends to have a significantly higher policy limit but requires you to demonstrate that the homeowner is liable for your injuries.

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IL accident lawyerRollovers are one of the most dangerous types of car accidents, accounting for 28 percent of vehicle occupant fatalities according to 2019 data from the Insurance Institute for Highway Safety (IIHS). Though the majority of rollover accidents involve only one vehicle, there are plenty of cases in which a rollover is caused by a collision with another vehicle, or in which a vehicle rolls over into the path of another vehicle. If you have been injured in a rollover crash, an attorney can help you determine whether another party was at fault.

Common Factors in Rollover Accidents

Research from the IIHS and the National Highway Traffic Safety Administration (NHTSA) offers important insights regarding the factors that commonly contribute to rollovers. Understanding these factors may help you avoid an accident or better understand the circumstances leading to your injuries. For example:

  • Rollovers disproportionately affect occupants of SUVs and pickup trucks when compared to smaller cars.
  • Many fatal rollover crashes are the result of an impact to the front of the vehicle, either by another vehicle or a stationary object like a barricade or utility pole. However, a large number of rollovers are not caused by any impact at all. Some of these no-impact accidents happen when a driver attempts to avoid a collision with another vehicle and loses control.
  • A substantial portion of drivers in fatal rollover accidents are speeding or under the influence of alcohol at the time of the crash.
  • Rollover accidents are also a risk for drivers of commercial semi-trucks, due to factors like speeding, driver error, and improperly loaded or secured cargo. Because of the size of the vehicle, a semi-truck rollover often harms occupants of other nearby vehicles as well.

Filing a Personal Injury Claim

If you have been injured because of a rollover accident, one of the most important things you can do is get medical attention right away. This helps you better understand the nature and severity of your injuries so that you can get the appropriate treatment, and it can also help in your pursuit of compensation for your medical bills. If you believe another driver or some other party may have been at fault for your injuries, you should consult with a personal injury attorney who can help you demonstrate negligence and represent you in a settlement or trial.

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IL accident lawyerAccording to recent estimates, more than 10 percent of Illinois drivers lack the liability insurance required by state law. When one of these uninsured drivers causes a car accident resulting in property damage—or worse, bodily injury—it can make the process of recovering compensation more difficult for the victims. Fortunately, Illinois government is taking steps to address the problem of uninsured drivers, including implementing a new electronic verification system to identify drivers who violate the state’s mandatory car insurance laws.

How Does the Car Insurance Verification System Work?

The Illinois Secretary of State’s new Illinois Insurance Verification System (ILIVS), goes into effect on July 1, 2021. All vehicles registered in Illinois will be subject to at least two annual checks, conducted at random intervals throughout the year, to determine whether they are covered by an active liability insurance policy. The verifications will be conducted automatically using records from auto insurance providers throughout the state.

If the office of the Secretary of State is unable to verify a vehicle’s insurance coverage automatically, the driver will be sent a letter requiring them to provide proof of insurance coverage within 30 days. If the driver cannot furnish proof, the vehicle’s registration will be suspended, and the driver will not be legally permitted to drive it until they obtain liability insurance and pay a reinstatement fee of $100.

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IL accident lawyerAccording to the Illinois Department of Transportation, in 2019, more than 30 people died and more than 1,700 were injured in work zone car accidents. Drivers, passengers, and road workers are all at risk of injury in a work zone crash, and in many cases, the resulting injuries are severe and life-altering. In order to recover fair compensation for your injuries, it is important to understand how liability is determined in these accidents.

Possible Liable Parties

Depending on the circumstances leading to a crash in a work zone, a variety of parties could be found negligent. These include:

  • Drivers involved in the accident - As with most car accidents, negligent drivers are the most common at-fault parties in work zone crashes. Although work zones may present more accident risks, drivers are responsible for reasonably considering those risks and adapting their behavior accordingly. If a driver fails to reduce their speed or stay alert to lane shifts, construction barricades, and workers on the road, they can be liable for resulting injuries.
  • Construction workers - Workers are often the victims of road work accidents, but in some cases, they can be the cause. They may be liable if an accident happens because they do not perform their duties according to safety standards; for example, if a poorly operated piece of machinery impedes the roadway without warning.
  • Organizations responsible for the road work - Contractors and local or state governments who oversee road construction projects can be at fault for work zone accidents if they fail to ensure that the work zone is reasonably safe or display proper warnings to approaching vehicles.
  • Equipment manufacturers - Some work zone accidents are caused by machinery, equipment, or construction vehicles that malfunction or break down when traffic is present. In these cases, the manufacturer can be liable due to a defect that could have reasonably been prevented.

If you are injured in a work zone accident, an attorney can help you investigate the crash to determine the root cause, and from there, identify the party or parties that are at fault. You are entitled to compensation from any negligent party that contributed to your injuries. This can include payment of your medical bills, as well as compensation for lost income and pain and suffering in the case of long-term or life-altering injuries.

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