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Waukegan car accident lawyerIn Illinois, it is unlawful to drive without auto insurance. Motorists are expected to carry their insurance cards at all times and may be asked by police officers to show proof of insurance during a traffic stop or after an accident. Unfortunately, some people do not take this requirement seriously and choose to drive without insurance. If you are injured in an accident and the at-fault driver is uninsured or underinsured, you may be worried about how you will recover compensation for your losses. Fortunately, there may be a way to recover compensation for medical bills, property damage, and other expenses even if the other driver does not have insurance.

Car Accidents Involving Uninsured Motorists

An uninsured motorist claim arises when a driver without insurance causes an accident thorough negligence or wrongdoing. Uninsured motorist claims often involve an at-fault driver who was driving under the influence of alcohol or drugs, driving recklessly, or was too preoccupied with a cell phone or other distraction to drive safely. Bicyclist and pedestrian accidents may also involve an uninsured motorist. In many cases, an uninsured motorist claim results from a hit and run. The uninsured driver is likely fearful of the consequences of driving and injuring someone without insurance, which is why he or she fled the scene of the accident. If the at-fault driver in a hit and run cannot be identified, there is no way to seek compensation from his or her insurance company. Underinsured motorist accidents involve an at-fault driver who has auto insurance that does not cover the damages caused in the accident.

Bringing a Claim Against Your Own Insurance Company

Car insurance companies in Illinois are required to offer uninsured/underinsured motorist coverage (UMI). If you have purchased “full coverage” auto insurance, you also receive UMI. An uninsured or underinsured driver claim is brought against your own auto insurance company. Unfortunately, insurance companies are notorious for offering payouts that do not even come close to compensating an injured person for his or her losses. If you have been hurt in a car accident caused by an uninsured driver, do not settle for partial compensation. Speak to a personal injury attorney who can advocate on your behalf and get you the full compensation you need and deserve in order to properly recover.

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Lake County boat accident attorneysSummer weather has finally arrived in Illinois which means that many people will be enjoying the sunshine out on the water. Boat accidents are less common than car accidents, but the results are often just as disastrous. Over 600 individuals lost their lives in boating accidents in 2018, and thousands more were injured. 

There are many different reasons that a boat accident can occur, but many boat accidents resulting in death or serious injury are the result of operator negligence. If someone else’s recklessness caused a boat injury in which you or a loved one were seriously hurt, you may have a valid personal injury claim. You or your loved one could potentially be entitled to compensation for medical expenses, pain and suffering, and more.

Top Causes of Boating Accidents

Some people do not take the responsibility of operating a boat nearly as seriously as they take the responsibility of driving a car. While roads are often congested with vehicles, bicyclists, and pedestrians, lakes and other bodies of water may appear nearly empty. A boat operator may feel a false sense of confidence based on this perceived emptiness and make reckless decisions as a result. For example, people who would never think to drive under the influence of alcohol may justify operating a boat drunk. Alcohol use is the top known contributor to fatal boat accidents. Boaters may also operate the boat at excessive speeds or in an erratic manner. This combined with improper lookout and operator inattention can lead to catastrophic collisions and other boat-related injuries.

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Lake County wrongful death lawyersThe death of a close family member is heartbreaking regardless of the circumstances surrounding the death. However, when a loved one is killed due to the negligent, careless, or intentional acts of another party, the loss can be even more tragic. Not only do surviving loved ones have to deal with their personal loss, they must also manage the financial loss caused by the death. Fortunately, surviving family members of the deceased may be entitled to compensation for their losses through a wrongful death claim.

When is a Person’s Death Considered a Wrongful Death?

Not every unexpected death is considered a wrongful death. The Illinois Wrongful Death Act states that a wrongful death is a death caused by “wrongful act, neglect, or default.” If the deceased person, should he or she have survived his or her injuries, would have been able to pursue damages through a personal injury lawsuit, then the representative of the deceased person is permitted to pursue damages through a wrongful death lawsuit. There are almost countless situations that may lead to a wrongful death claim.

Wrongful deaths may be caused by:

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Lake County personal injury attorneysThe unexpected loss of a loved one is tragic regardless of the circumstances but losing a loved one in a fatal pedestrian accident is often especially heart-wrenching. Knowing that your loved one’s last moments involved a violent vehicle collision can cause you agonizing grief that lasts for years. If you have lost a loved one in this manner, you know that personal grief is not the only consequence of such a tragedy. You must also find a way to survive the burdensome financial consequences of the loss. One way that you may be able to receive financial relief is through a wrongful death claim.

Determining When a Successful Wrongful Death Claim Is Possible

In January of this year, a 46-year-old woman died after being struck and killed in a Waukegan hit-and-run accident. Drivers who leave the scene of an accident after striking a pedestrian are likely to face serious criminal consequences for their actions. Drivers involved in pedestrian accidents while driving under the influence of alcohol or drugs (DUI) will also face criminal charges. Although criminal charges are not a requirement for a successful personal injury claim, criminal charges are likely to make the process of recovering damages easier.

If the pedestrian accident was not the result of DUI, hit and run, reckless driving, or another violation of the law, the driver’s fault for the accident will need to be established. An experienced personal injury lawyer can help you gather evidence and examine information that may prove the driver’s negligence.

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