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Illinois accident attorney, Illinois personal injury lawyer, Illinois car crash lawyer,You have a couple of options if an insurance company told you that you were partially at fault in a car accident. Fault is important because it is the first consideration in getting a victim compensated for injuries. If you are found to be at fault or mostly at fault, you will not be able to recover.

Option 1: Challenge the Fault Determination

If you got into a car accident with another person, the other driver’s insurer is interested in finding you to be at fault. If you are at fault or partially at fault, the insurance company will pay out less money to you.

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Posted on in Car Accidents

Illinios auto accident lawyer, Illinois car crash attorney, Illnois personal injury attorney,When a car accident occurs in Illinois, it can be a frustrating and difficult time for all parties involved. In particular, when it seems clear that one driver’s negligence has caused the accident, the injured victims tend to feel angry that the at-fault driver could have been so careless on the road as to cause a dangerous accident. As such, many car accident victims in Lake County consider filing a car accident lawsuit. While it can be hard to focus on filing a claim when you are recovering from injuries and dealing with the aftermath of a serious traffic collision, a car accident lawsuit can allow you to recover damages for your losses. But what happens when you may be partially at fault for a crash in Lake County, IL, or at least partially to blame for your injuries?

Many car accident victims erroneously believe that they should not file a lawsuit if they bear any responsibility for the injuries they sustained in a car accident. However, this is a misconception that we want to clear up. To be sure, anyone in Lake County who is injured in a car accident caused by a negligent driver may be able to obtain financial compensation by filing a claim, even if she or he is partially to blame for the accident.

Illinois Law on Comparative Negligence

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Posted on in Car Accidents

Illinois injury attorney, Illinois car accident lawyer, Illinois personal injury lawyer,There is no getting around the headache that accompanies the insurance claim process following an auto accident. The moment you are in a collision, you are faced with a number of challenges, especially if any kind of injury was incurred due to the crash. Add potential passenger injury to the list of concerns, and you have your work cut out for you. If your passenger experienced injury alongside you, the situation instantly turns messier, further complicating the insurance claim process.

Choosing a First-Party or a Third-Party Claim

As tricky as the claim process can be after an accident, it is crucial to follow through with the help of proper legal assistance to ensure your rights are protected in the aftermath. In the state of Illinois, the law requires drivers to carry bodily injury and property damage liability insurance. This coverage is intended to help pay for any damages they cause in an accident. A first-party claim means you are filing with your own insurance company (assuming you have the proper coverage), while a third-party claim means you are filing with the other driver’s insurance company. You have the option to choose the type of claim you will pursue, but be aware that insurance laws can differ, depending on the circumstances surrounding the accident.

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Posted on in School Bus Accidents

Illinois personal injury lawyer, Illinois wrongful death attorney, Illinois bus accident lawyer,Among the many types of public transit crashes that take place throughout the state, school bus accidents are among some of the most common bus-related accidents to happen on Illinois roadways. Research by the University of Michigan Transportation Research Institute (UMTRI) has shown that school buses, when compared with other transit buses, such as intercity and charter buses, are struck more often. More importantly, fatal school bus crashes were recorded in 36 different states, and out of all those states, Illinois happened to be one of the most common states for school-bus related collisions. Other common hot spots for these types of collisions included New York, Florida, California, and Texas.

Are Bus Drivers at Fault? While these alarming research findings clearly target school buses as risky modes of transportation, they are not merely a reflection of school bus drivers and the quality of their operating skills. In fact, school bus drivers were actually found to be some of the safest drivers on the roads. The same study has shown that out of 120 school bus drivers involved in fatal car crashes, almost 91 percent of them had no previous moving convictions. Additionally, 91 drivers out of those 120 had no previous accidents on their records. Daniel Blower, UMTRI’s director of the Center for National Truck and Bus Statistics, stated that, “School bus operators tend to have among the best prior driver records and among the lowest probabilities of having committed a driving error that contributed to the crash.” Blower also called school bus crash fatalities “an artifact of exposure.” He emphasized the point that the number of school bus collisions is likely linked to other factors, such as the number of school buses operating on the roadways, rather than a result of driver error. The Real Danger So, if school bus drivers are generally good drivers with clean records, who is really to blame for the number of accidents we see on Illinois roadways each year? The UMTRI study indicated that school buses are typically hit by other vehicles, and are therefore collateral due to someone else’s negligence. Rear-end collisions and drivers hitting buses head on in oncoming traffic were found to be some of the most common causes for school bus accidents. Other documented fatal crashes involved other drivers sideswiping buses while invading their lanes.

School bus accidents are troubling, especially when you or a loved one are involved in the incident. If your child has been injured in a school bus crash, you need to speak with an experienced Lake County car accident attorney to ensure your rights are protected. Call Salvi & Maher, L.L.C. today at 847-662-3303 to schedule a free consultation.

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Illinois personal injury lawyer, Illinois wrongful death attorney, Illinois car accident lawyer,No matter how minor or serious injuries received are, a car accident is still an emotional experience. When the driver of the car is a family member or friend, it can make the whole ordeal more difficult than if the negligent driver was a stranger.

Understanding Your Priorities

Your first priority after a car accident, no matter who was at fault, is to make sure you get the medical care you need. Even if your injuries do not require immediate medical attention, you should still see a medical professional as soon as possible. It is not uncommon to have injuries where symptoms do not appear until a day or two after the accident.

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